This event has been organised by the NLA and is sponsored by Envirovent.
Changes In The Mortgage Market
Stephen Perkins, Managing Director, Mortgage & Protection Consultant, Yellow Brick Mortgages Ltd
New buy-to-let lending rules will be introduced from September, so what should landlords keep in mind ahead of the changes? Planned landlord rulings are still set to take effect from September 2017 with an ever-tighter focus on buy-to-let mortgage and lending requirements. In a bid to reduce irresponsible lending in the sector, the Bank of England (specifically the Prudential Regulation Authority) will place new, tougher requirements on lenders from September, including the interest rates-dependent ‘stress test’ on new mortgage applications. Lenders will also need to review a landlord’s entire property portfolio when making a decision on their single property application, which will hit hard on multi-property landlords, especially if one or two of your properties aren’t turning as much of a profit.
Electrical Safety in the Private Rented Sector
Ian Halton, Business Relationship Director, NAPIT
Ian will be highlighting the need for landlords to have an EICR completed on any rental property, backed up by the Home Safety Guidance documents, which encourages landlords to carry out their own visual inspections not just on electrical items but also covers gas, solid fuel, legionella, carbon monoxide, smoke alarms and fire escapes.
GDPR: The Great Data Puzzle And How To Solve It
Polly Rivers, Marketing Director, URBAN Online Estate Agents
The biggest change to data handling that UK organisations have seen since the introduction of the current Data Protection Act is being introduced this year. General Data Protection Regulation (GDPR) is coming into force on May 25th and is likely to affect all of us in some way. But are you prepared? Polly Rivers, Marketing Director of Urban.co.uk explains how this huge change to data handling could have a huge impact on even the simplest day-to-day practices, and offers some simple tips to help you make sure you are compliant in time for the new changes.
Legislation - Changes and Updates
Inna Melnyk, NLA Representative, Norfolk and Suffolk
Inna will provide an update and insight into current landlord issues, including recent changes to legislation and the minimum requirements for safety standards, and shares tips and hints to help prevent or resolve issues that may arise for local landlords managing their property portfolios.
Ventilation and Condensation
Ian Puttock, Area Manager, Envirovent
Our sponsors Envirovent will have a stand available on the day and will be able to answer any questions in regards to their products and services.
It is essential to book online in advance so that, should the event details change, we will know who to contact. Please note that where we are jointly organising a meeting with another organisation, the list of delegates’ surnames will be shared with that organisation. NLA Meetings are free to attend for NLA members, associates and all local landlords.
Your NLA Representative for this area is firstname.lastname@example.org
If you have booked to attend this meeting and you find you need to cancel, simply email email@example.com. Include your name and the date and location of the meeting.
CONTINUED PROFESSIONAL DEVELOPMENT
The hours spent attending this event will contribute towards Continued Professional Development (CPD) for NLA Accredited landlords. The relevant number of hours should be manually added to your CPD profile on the NLA Online Library.